Privacy Policy
Company Name: Mujaa Developers Nigeria Limited
Company Registration Number: RC: 7326506
At Mujaa Developers Nigeria Limited, we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with us—whether through our website, mobile platforms, physical offices, or project sites.
1. Information We Collect
We may collect the following types of personal and non-personal information:
a. Personal Information
- Full Name
- Contact details (phone number, email address, home or office address)
- Identification details (e.g., NIN, BVN, or other government-issued ID)
- Employment and pension details (for mortgage or housing finance purposes)
- Payment and transaction details
- Property ownership or investment information
- Any other data voluntarily provided to us during inquiries, registration, or service requests.
b. Non-Personal Information
- Browser type, device information, and operating system
- IP address and usage data when you visit our website
- Cookies and tracking technologies to improve user experience and website performance.
2. How We Use Your Information
We use collected information to:
- Process housing, mortgage, or investment applications
- Communicate with you regarding projects, offers, or updates
- Verify identity and eligibility for pension-linked housing finance
- Improve our services and customer support
- Comply with legal, regulatory, and financial obligations
- Conduct research and enhance operational efficiency.
3. Information Sharing and Disclosure
We do not sell or rent your personal data. However, we may share it with:
- Government agencies (e.g., Federal Mortgage Bank of Nigeria, PENCOM, or NHF administrators) for verification or financing purposes
- Professional service providers (lawyers, surveyors, banks, and auditors) working on your behalf or ours
- Partner institutions and co-developers involved in project execution
- Law enforcement or regulatory bodies, if required by law.
All third-party partners are bound by confidentiality and data protection agreements.
4. Data Protection and Security
We implement strict administrative, technical, and physical safeguards to protect your information from unauthorized access, loss, or misuse.
Our systems use secure encryption, limited staff access, and monitored databases to ensure confidentiality.
5. Your Rights
You have the right to:
- Access the personal data we hold about you
- Request correction or updates to inaccurate information
- Withdraw consent for data processing (where applicable)
- Request deletion of your personal data (subject to legal requirements).
To exercise any of these rights, please contact us via the details below.
6. Cookies and Tracking
Our website may use cookies to personalize user experience and analyze web traffic. You can disable cookies through your browser settings; however, this may affect some website functionalities.
7. Third-Party Links
Our website may contain links to other websites. We are not responsible for the content, privacy, or security practices of these third-party sites.
8. Updates to This Policy
We may update this Privacy Policy periodically. The latest version will always be available on our website, and significant changes will be communicated appropriately.
9. Contact Us
For inquiries or concerns about this Privacy Policy, please go to the contact us page
Mujaa Developers Nigeria Limited
RC: 7326506